Commercial vehicle insurance

Third-party liability

Third-party liability coverage protects you if you’re responsible for injuring someone or damaging someone’s property.

Direct compensation – property damage

Direct Compensation Property Damage (DCPD) coverage protects your vehicle, what’s in it, and the loss of use in the event of an accident where you’re not or only partially at fault. Direct compensation means you deal with your insurer directly instead suing the other driver to recover damages.

Accident benefits

If you’ve been injured in an accident, accident benefits can financially assist you while you’re recovering, regardless of fault.